The Perfect Home

For Life

Sanyu Barnicoat

Sanyu Barnicoat

HECM Specialist

NMLS#: 718122
Licensed In: HI - #HI-718122

Office: 808-887-6003

Cell: 808-233-9338

Fax: 808-650-2747

120 Pauahi Street, Suite 306
Hilo, HI 96720

Contact Me


As your reverse mortgage professional, I take a hands on approach in educating my clients on the benefits of a reverse mortgage and how it can become an important part of your retirement strategy. Whether you use the reverse mortgage to increase your monthly income, help preserve your existing retirement portfolio, lower your taxable income or use it to purchase a new home – the New Reverse Mortgage can significantly change your lifestyle and I would like to assist you through this process and help you to achieve your retirement goals.

Whether you're looking to purchase or refinance a home, I'm here to serve your mortgage needs. As a loan officer, I have the knowledge and tools needed to ensure that you choose the best financing option for you and your family.

Calculate your estimated monthly mortgage payment.

See how much you can save by refinancing.

Our mortgage process is fast and simple. Experience the VIP treatment.

VIP Website

Sanyu was patient, thoughtful, and caring as she guided us through the reverse mortgage process. She never lost her patience and we would highly recommend her to anyone who decided to take this journey. – David G. and David H.

Thank you for guiding my wife and I thought the reverse mortgage process. We are grateful for your professionalism, patience, and knowledge through the entire process We highly recommend you and are thankful more than words can describe. – Thomas and Jacqueline S.


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